Financial Peace University

Begins January 13
Led by Jim Anderson (meets at Taproots) 

Over 650,000 families have taken this course across the nation! This 13-week class is designed to change the way you think about money, help get control of your finances, eliminate debt and begin to live a life of generosity. In 13 engaging video presentations, Dave Ramsey helps participants master the basics of investments, insurance, retirement, college and retirement planning, debt, credit cards, real estate and more. This is not just a personal finance class, but a class that is aimed at moving you from a spending lifestyle to a giving lifestyle. Cost for materials is $100 per family (the purchase of one kit entitles all family members to take the class and after this the class can be repeated free of charge). Advanced registration is absolutely necessary. Contact Jim Anderson at jeandersonville@comcast.net  for details.

Financial Peace University can help YOU.

Debt is all around us. More than 70% of Americans live paycheck to paycheck. Over 35% of Christian marriages end in divorce, and money problems are the number one cause. Financial Peace University has a long history of helping families successfully confront these problems head on.

The program is a biblically based accountability curriculum that will teach you to manage God's money and resources in a godly way. It empowers you to make the right financial decisions to achieve your financial goals, teaching you to eliminate debt, build wealth, and give like never before. On average, families reduce their debt by $5,300 and save $2,700 in just 91 days.

What will you learn in Financial Peace University?

THE

SEVEN

BABY STEPS

Dave has taught these proven principles to millions via radio, books, Financial Peace University, and the web. Here are the Baby Steps that will get you started:

Step 1
$1,000 in an emergency fund ($500 if your income is under $20,000 per year)

Step 2
Pay off all debt except the house using the debt snowball (found in the Dumping Debt lesson)

Step 3
Three to six months of expenses in savings

Step 4
Invest 15% of your household income into Roth IRAs and pre-tax retirement plans

Step 5
College funding

Step 6
Pay off your home early
In 13 action-packed lessons, you'll learn how to beat debt, build wealth, find bargains, invest for the future, give like never before, and much more! This information will change your life. Here is a small sample of each week's subject:
  • Lesson 1
Super Saving
Dave explains the Seven Baby Steps that will guide you throughout Financial Peace University. You will also learn the three key reasons why you should save money—and why you must start now!
  • Lesson 2
Relating With Money
Learn why it's important for spouses to communicate and work together toward success. Also, singles will learn the importance of teamwork, and parents will find out how to teach their kids about money.
  • Lesson 3
Cash Flow Planning
Unlock the secret of developing a monthly spending plan that really works.
  • Lesson 4
Dumping Debt
It's time to debunk some common debt myths! Dave reveals the truth about credit lies and gives you a plan to walk out of debt with confidence.
  • Lesson 5
Credit Sharks In Suits
What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.
  • Lesson 6
Buyer Beware
Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!
  • Lesson 7
Clause and Effect
In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.
  • Lesson 8
That's Not Good Enough!
Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying, "That’s not good enough!"
  • Lesson 9
Of Mice and Mutual Funds
Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!
  • Lesson 10
From Fruition To Tuition
Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!
  • Lesson 11
Working In Your Strengths
This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.
  • Lesson 12
Real Estate and Mortgages
Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.
  • Lesson 13
The Great Misunderstanding
Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.

For more visit the Financial Peace University website.